You can love your home and still have a long list of things you would change about it. For many homeowners, the kitchen is somewhere near the top.
Maybe you have been looking at the same dated countertops for years. Maybe you finally have the kitchen design in mind, but the timing never feels quite right financially. Or perhaps you are ready to make the change but simply do not want to pull the entire cost of a countertop project out of your savings at once.
At Tops Countertops, we understand that remodeling has to fit into real life. That is why we offer several ways to make a project more manageable, including different countertop materials, current countertop deals and countertop financing for qualifying customers.
Your Remodel Should Fit Your Real Life
There are mortgages, groceries, children, vacations, unexpected expenses and a hundred other places your money can go. Wanting a beautiful home does not mean you should have to ignore everything else that matters to you.
That is exactly why Tops Countertops works with customers with different budgets and circumstances.
Our goal is not to find out how much we can get you to spend. Our goal is to understand what you need and help you find the best way to get there.
For one homeowner, that may mean choosing a different countertop material that delivers the look they love at a more comfortable project cost. For another, it may mean exploring our current countertop deals.
Someone else may benefit from the enormous selection available through our local slab distributors or our own live slab inventory. For customers who would rather not pay for their entire project at once, our countertop financing options provide another possibility.
There is no single definition of an affordable remodel because there is no single type of Tops customer.
Some of our customers are replacing countertops throughout a large kitchen. Others are updating a small bathroom or laundry room. Some have been saving for years, while others are remodeling sooner than expected. Some could pay for the entire project upfront but would prefer to keep that money available for other priorities.
We want to meet you where you are.
Let’s Talk About What Your Budget Can Actually Do
One of the biggest mistakes homeowners can make is deciding that new countertops are too expensive before they ever speak with a countertop professional.
You may have more options than you realize.
Tops Countertops works with a wide network of countertop distributors and suppliers, giving our customers access to quartz, granite, quartzite, porcelain, marble and other surfaces across a range of styles and price points.
That variety gives us room to work.
Show us the kitchen you love. Tell us which colors have caught your eye and which features matter most. Then tell us what you are comfortable investing in the project.
From there, we can start looking for the intersection between what you love and what makes sense financially. That is where our team can make a difference.
Ways to Make New Countertops More Affordable
The lowest-priced countertop is not always the best value. However, there are several ways to control the total project cost without giving up professional fabrication and installation.
Depending on your space and preferences, we may be able to help you:
- Compare materials with similar colors and patterns at different price points.
- Select from our value-priced Tops Group colors.
- Find a discounted single slab that fits your project.
- Use a remnant for a bathroom vanity or other smaller space.
- Adjust the layout, edge profile or other project details.
- Explore countertop financing instead of paying the entire cost at once.
You do not need to know which option is right before contacting us. Bring us your ideas, priorities and approximate budget, and we will help you understand what is possible.
Countertop Financing Provides Another Option
For some homeowners, the material is not the issue. The timing of the expense is.
That is where countertop financing can become an important part of the conversation.
Tops Countertops partners with Wells Fargo to provide financing for qualifying customers through the Wells Fargo Home Projects® Credit Card. Instead of assuming you must cover the entire cost of your countertop project at once, financing gives approved customers another payment option to consider.
The available promotional period depends on the value of the qualifying purchase:
- Six months: Qualifying purchases of any size may be eligible for a six-month promotional period.
- Nine months: Qualifying purchases of $3,000 or more may be eligible for a nine-month promotional period.
- Twelve months: Qualifying purchases of $6,000 or more may be eligible for a twelve-month promotional period.
This flexibility matters to us because our customers do not all have the same needs—and we do not expect them to.
Whether you are considering a smaller countertop project or a larger kitchen transformation, there may be a financing option that corresponds with the overall value of your project.
Review our countertop financing options for additional details and current terms.
Start With a Conversation, Not an Assumption
You do not need to have every decision made before speaking with us. You do not need perfect measurements, a final material selection or a complete remodeling plan.
Start by telling us what you want to change, what styles you like and what you hope to invest. We can help you compare materials, browse available slabs, explore current deals and understand whether financing might make sense for your project.
Tops Countertops serves homeowners throughout Lacey, Olympia, Tacoma and the surrounding South Puget Sound region from our showroom and indoor slab warehouse in Lacey, Washington.
Request a free countertop estimate or schedule a showroom appointment to see what your budget can accomplish.
Frequently Asked Questions About Countertop Financing
Can new countertops be financed?
Yes. Tops Countertops partners with Wells Fargo to offer countertop financing through the Wells Fargo Home Projects® Credit Card for qualifying purchases with approved credit.
Is there a minimum project size for countertop financing?
Tops currently offers promotional options for qualifying purchases of different sizes. The six-month promotional option has no stated minimum purchase, while longer promotional periods require qualifying purchases of $3,000 or $6,000 or more.
What if financing is not right for me?
Our team can also help you compare countertop materials, value-priced colors, remnants, discounted slabs and other ways to manage the overall project cost.
Should I choose my countertops before applying for financing?
You can begin by discussing your project and receiving an estimate. Once you have a better understanding of the expected project cost, our team can explain the applicable financing options and application process.
Financing is subject to approved credit. Minimum monthly payments are required during the promotional period. Interest will be charged from the purchase date if the promotional purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the promotional purchase balance before the end of the promotional period. Promotional terms, purchase requirements and availability are subject to change. Contact Tops Countertops for current offer details.